Amex Gold Vs Chase Sapphire Reserve Reddit

Of course the amex gold does come with higher earning rates and more perks to help offset the cost of the annual fee.
Amex gold vs chase sapphire reserve reddit. Up to 200 uber credit 15 each month with a 20 bonus in december. 60 in doordash statement credits each for 2020 and 2021. 295 anual fee chase ink preferred sapphire reserve 3x per dollar and 50 more of points when you redeem them through chase portal. Annual statement credits and partner benefits.
The amex gold is a go to card for all things food related while the sapphire reserve is. Your points earned with the chase sapphire preferred card are worth 25 more when you redeem them for travel purchases through the chase ultimate rewards portal. Up to 200 airline incidental fee credit. The chase sapphire preferred only charges 95 per year.
The chase sapphire preferred card s travel and restaurant rewards categories are much broader than the bonus categories found on the american express gold card. Once you ve come up with an honest estimate of the card s value compare it to the annual fee. Amex business gold with 4x points per dollar and transfer to travel partners. For example the amex gold card offers 4x for us dining so you shouldn t assign any value to the sapphire reserve card s 3x dining benefit unless you dine out a lot outside of the us.
Despite not technically being a premium credit card the amex gold gives the chase sapphire reserve a run for its money in several different categories. When you use the sapphire reserve to purchase an airline ticket it confers all sorts of value added benefits in case things go awry. I average probably 3500 4500 mo or so in monthly spending on my card. These two cards complement each other quite well but they also target slightly different audiences.
I don t want to pay the 550 250 a month to keep both the gold and the platinum and the sapphire s 450 seems more palatable to me. Up to 100 saks fifth avenue statement credit 50 every six months. So i currently put 95 of my expenses purchases on my amex starwood preferred guest cc. I m a gold card holder and thinking about either upgrading to the platinum card or getting the shapphire reserve card.