5 Year Cd Rates History

Believe it or not in 1984 five year cds are paying over 12 percent interest.

5 year cd rates history. Cds value changed 2 48 during last week 13 74 during last month 5 37 during last year. The average daily rate for the month with the highest average daily rate during each year is shown in the high column. It sounds crazy now with measly interest rates of 3 percent on five year cds even at the best online banks. However these averages are brought down significantly by traditional brick and mortar banks which tend to offer the lowest rates around.

The average daily rate for the month with the lowest average daily rate during each year is shown in the low column. 5 oct 2020 17 45 gmt 0. Although average 5 year cd rates are hovering around 0 46 percent we ve shopped around to find some of the top nationally available cds for you. See what the average interest rate was in the us for 3 month 60 month 1 year 3 year and 5 year cds since 2010 and learn how the economy affects rates.

This table shows the yearly high and low annual percentage rate for the bank cds from 1965 to present. These cds can help you work toward your individual savings goals. Compare these offers then calculate how much. Monthly cmt history daily cmt histories fhfb contract rate history federal cofi history national monthly median cofi history fnma libor history 1 3 9 yr avg 2 6 12 yr avg 5 10 15 year averages prime rate forecast mta rate forecast cofi forecast cosi forecast codi forecast.

In june 2013 average yields on 1 year and 5 year cds according to bankrate data were 0 24 percent apy and 0 78 percent apy respectively. Savers benefited from a period of rising rates as the. Current cds value reached its 6 months minimum value. The table above lists the best 5 year cd rates at the top and allows you to filter your results based on investment amount and institution location.

This value reveals a 0 26 implied probability of default on a 40 recovery rate supposed. At most brick and mortar banks it s even worse they re currently at about 1 5 percent. The united states 5 years cds value is 15 7 last update. The best five year cd rates tend to be much higher than the national average rate of 0 37 apy.